· But taking out a traditional mortgage isn’t the only way to finance your purchase when you buy a home. There are many different ways – including the “piggyback” or 80/10/10 mortgage.
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An 80/10/10 loan combines a first mortgage, a home equity loan and a down payment.
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With piggyback loans, most often, the 80% portion is a 30-year fixed rate mortgage and the 10% portion is a home equity line of credit (HELOC).
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An 80-10-10 combination loan is also known as a "piggyback mortgage" and is designed to let you finance your mortgage with a simple combination of loans and a down payment that requires as little as 10% down.
An 80-10-10 loan is essentially two mortgages combined into one package to help borrowers save money and avoid paying private mortgage insurance, or PMI. The first loan is a traditional mortgage and covers 80% of the cost of the home.
80-10-10 Loan: Save Money with this Mortgage in 2019 – 80 10 10 Loans for Today’s Home Buyer. An 80 10 10 loan is a mortgage option in which a home buyer receives a first and second mortgage simultaneously, covering 90% of the home’s purchase price. What Is An 80-10-10 Or Piggyback Mortgage Loans – A 80-10-10 or Piggyback Mortgage is a.